Loan Rates
Auto, Motorcycle & ATV/UTV Loans
New/Used Auto Loans
Model Year | Term | APR*As Low As |
---|---|---|
New to 2020 |
Up to 63 Months
64 to 75 Months 84 months
|
5.49 %*
5.99 %* 6.74 %**
|
2019 to 2015 | Up to 63 Months | 5.49 %* |
2014 and Older | Up to 48 Months | 5.49 %* |
Motorcycle & ATV/UTV Loans
Model Year | Term | APR*As Low As |
---|---|---|
New to 2020 |
Up to 63 Months
64 to 75 Months
|
6.49 %*
6.99 %*
|
2019 to 2015 | Up to 63 Months | 6.99 %* |
*Auto and motorcycle & ATV/UTV loan rates include .25% discount for: 1) automatic electronic loan payment, or 2) 20% down payment; discounts cannot be combined. APR = Annual Percentage Rate. Actual rate based on credit history. Vehicle mileage may affect rate. Rates are subject to change without notice.
** Minimum financed amount of $35,000.00, 50,000 miles or less.
** Minimum financed amount of $35,000.00, 50,000 miles or less.
Boat & RV Loans
Model Year | Term | APR* As Low As |
---|---|---|
New to 2017 | Up to 120 Months | 9.00% |
*APR = Annual Percentage Rate. Actual rate based on credit history. Vehicle mileage may affect rate. Up to 120 months for loan amounts over $25,000.00. Rates are subject to change without notice.
Home Loans
Conventional Home Loan Rates
15 Year Fixed Rate
Rate | APR* |
---|---|
6.500%
|
6.703% |
20 Year Fixed Rate
Rate | APR* |
---|---|
6.500%
|
6.662% |
30 Year Fixed Rate
Rate | APR* |
---|---|
6.875%
|
7.003%
|
Advantage Home Loan - Zero Down/No PMI Learn More
30 Year Fixed Rate
Rate | APR* |
---|---|
7.375 %
|
7.514 %
|
Home Equity/Second Mortgage
Term | APR* As Low As |
---|---|
5 Years
7 Years
10 Years
15 Years
|
6.74%
7.49%
7.99%
9.00%
|
*APR=Annual Percentage Rate. Mortgage rates are subject to change without notice. Fixed rate mortgage APYs shown are for comparison purposes and assume a purchase price of $250,000 with a 20% down payment.
For FHA, VA and USDA rates, contact a mortgage loan officer:
- Debbie Stang, MLO# 489334 - debbies@midamerican.coop or 316-722-3921, ext. 250
- LeeAnn Marker, MLO# 591555 - leeannm@midamerican.coop or 316-722-3921, ext. 193
Signature Loans
Signature Loans
Type of Loan | Term | APR* |
---|---|---|
Share Secured | Up to 60 Months | 3% above Certificate Rate |
Unsecured | Up to 60 Months | As Low As 10.90% |
*APR = Annual Percentage Rate. Actual rate based on credit history. Rates are subject to change without notice.
VISA Credit Cards
Type | Fixed APR* |
---|---|
Select Rewards VISA | 9.90% |
Everyday Rewards VISA | 14.90% |
Preferred Youth Rewards VISA | 9.90% |
*APR=Annual Percentage Rate. Rates are subject to change without notice.