Home Loans

We can open the door to the home of your dreams.

Our friendly team is ready to help you find the right financing


With all those houses out there, you focused on the features you wanted and made a great choice. The next big step is to nail down the financing. The good news is that Mid American's experienced mortgage lenders can help you sort through a wide range of loan options, answer all your questions and guide you through the process from your first application to the final closing.
  • Loans for primary residences, second homes and vacation residences
  • Competitive rates
  • Repayment periods up to 30 years
  • Streamlined pre-qualification process so you can begin your search knowing how much home you can afford
  • Refinancing opportunities available
  • Zero Down and no PMI options available with an Advantage Home Loan





Mortgage Options

Fixed-rate mortgage:

Borrow for 15, 20 or 30 years. Enjoy easier budgeting as you'll make the same monthly housing payment over the life of the loan.

Advantage Home Loan:

A fixed-rate mortgage that lets you borrow with Zero Down and no PMI required (Private Mortgage Insurance).

Learn More

FHA Loans:

Millions of borrowers have benefited over the years from these government-backed loans that allow down payments as low as 3.5% and feature flexible credit guidelines.

VA Loans:

Active duty military, veterans, reservists and some military spouses can qualify for loans with 100% financing and no private mortgage insurance (PMI).

USDA Loans:

If you want to buy a home in a rural area or certain suburbs, you may qualify for a loan with no down payment, low private mortgage insurance and flexible credit guidelines.


Meet our home loan experts

Our team knows how to provide service with a personal touch. If you want to get pre-approved or begin formal application process, just reach out to Debbie or LeeAnn.

Headshot of Debbie
Debbie Stang
Mortgage Loan Officer - West Branch Wichita
MLO# 489334
316-722-3921, ext. 250
debbies@midamerican.coop
Headshot of LeeAnn
LeeAnn Marker
Mortgage Loan Specialist - East and Northeast Branches Wichita
MLO# 591555
316-722-3921, ext.193
leeannm@midamerican.coop