A small business owner meeting with a client

Checking

The ideal combination of low cost and high performance.

Improve everyday efficiency with our two business checking options


In a competitive business world, it makes no sense to settle for second best. At Mid American, we offer two top-flight business checking solutions that include all the services you need - and then some. Businesses with high transaction volumes might prefer an account that eliminates per-check fees, while others might prefer an account that focuses on digital banking tools and pays dividends on balances.

Business Essentials Checking


Enjoy low, fixed monthly costs with no additional charges for checks or deposits.
$100 to open

  • No minimum balance
  • No per check fees
  • No per item fees on deposits
  • Online and Mobile Banking
  • Five free online bill payments per month
  • Overdraft coverage available
  • Visa® Business Debit Card
  • $7 monthly fee


Business e-Checking


Free checking with around-the-clock electronic access and competitive dividend payments.

  • $100 to open
  • No monthly fee
  • No minimum balance
  • No per check fees
  • No per item fees on deposits
  • Online and Mobile Banking
  • Five free online bill payments per month
  • Overdraft coverage available
  • Visa® Business Debit Card
  • Dividends paid monthly
  • $7 fee if there are less than 10 debit card transactions in a calendar month