Rewards debit card? Digital banking? Easy ATM access? Yes, yes, and yes.
No two lifestyles are exactly alike. The same goes for money management styles. With Mid American's three convenient checking solutions, you're free to do your own thing. Save time with our Mobile App. Pay bills online. Maybe even earn dividends on deposits. Our accounts are designed to put you in total control.
Basic Checking
No minimum balance and no monthly fees - but plenty of ways to make your day easier.
- No annual fee Visa Rewards Debit Card issued instantly when you open your account
- Unlimited free withdrawals within nationwide, no-surcharge ATM network
- Anytime money management with Online and Mobile Banking
- Free online Bill Payer
- 24-hour MATT telephone teller
- Overdraft protection*
- No minimum deposit to open
- Free 24/7 ID theft victim resolution service
*Certain qualifications apply.
e-Checking
So you like time-saving technology? This is the account for you. You can qualify for dividends when you use our convenient electronic services. Here's all you need to do:
- Sign up for Direct Deposit
- Make 10 monthly Visa debit card transactions
- Receive e-Statements instead of paper monthly statements
- Maintain valid e-mail address
Account features
- e-Checking pays a higher dividend rate on the first $1,000 and has a better rate than our regular checking accounts on the remaining balance
- No minimum balance and no monthly fees if above requirements are met ($5 monthly fee applies if requirements are not maintained)
- No-annual fee Visa Rewards Debit Card issued instantly when you open your account.
- Unlimited free withdrawals within nationwide, no-surcharge ATM network
- Anytime money management with Online and Mobile Banking
- Free online Bill Payer
- Overdraft protection*
- Free 24/7 ID theft victim resolution service
*Certain qualifications apply.
Checking Plus
It's the account that pays you back with a rewards program for debit card purchases and dividend-earning potential on your checking balance.
- $100 minimum deposit to open
- Dividends earned on balances over $500
- No monthly service fee if minimum balance of $500 is maintained (otherwise $5)
- No annual fee Visa Rewards Debit Card issued instantly when you open your account
- Unlimited free withdrawals within nationwide, no-surcharge ATM network
- Anytime money management with Online and Mobile Banking
- Free online Bill Payer
- 24-hour MATT telephone teller
- Overdraft protection
- Free 24/7 ID theft victim resolution service
*Certain qualifications apply.