Advantage Home Loan

Move into your new home sooner.

Advantage Home Loan lets you buy with Zero Down and no PMI

No need to spend months or even years saving for a down payment. With an Advantage Home Loan, you don't have to wait. See disclosure for details on qualifications. 

  • Zero Down payment
  • No PMI required (Private Mortgage Insurance)
  • Up to $400,000 loan amount
  • Fixed rate 15-year, 20-year and 30-year terms available
  • Local underwriting and servicing
  • No pre-payment penalty
 
 
Qualifications Disclosure:
Advantage Home Loan program is available to applicants with a FICO credit score of 700+ and minimum two-year job history. Maximum loan-to-value ratio of 100%, and home being purchased must be single-family and used as your primary residence. Escrow for property taxes and insurance is required.
 

 
 
Advantage Home Loan 30-Year Fixed Rate 
Rate APR*
7.125%
7.260%
*APR=Annual Percentage Rate. Rate is subject to change without notice.








Meet our home loan experts

Our team knows how to provide service with a personal touch. If you want to get pre-approved or begin formal application process, just reach out to Debbie or LeeAnn.

Headshot of Debbie
Debbie Stang
Mortgage Loan Officer - West Branch Wichita
MLO# 489334
316-722-3921, ext. 250
debbies@midamerican.coop
Headshot of LeeAnn
LeeAnn Marker
Mortgage Loan Specialist - East and Northeast Branches Wichita
MLO# 591555
316-722-3921, ext.193
leeannm@midamerican.coop