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Desktop Banking allows you to:

  • Check account balances
  • Pay bills with free online Bill Payer
  • Review savings, checking and loan account history
  • See if individual checks have cleared
  • Review loan and VISA account history
  • Make payments on Mid American loans and VISA accounts
  • Transfer funds within your own account (for example, from savings to checking)
  • Transfer funds between member accounts
  • Click for a guide to Desktop Banking's toolbar

Secure Account Access

For your protection, Desktop Banking employs two forms of security to protect confidential data: Dual Password Protection and Data Encryption. We know the importance of security, and that’s why we require two passwords for account access. In fact, we’re one of the only financial institutions in the nation to offer this level of protection. In addition, our system uses 128-bit data encryption, verified and monitored by VeriSign. You can rest assured that your accounts are safe with Mid American’s Desktop Banking.

Logging On

In order to use Desktop Banking, you will need to specify both a PIN and a password in writing using our Authorization Form. Once you have your PIN and password you can log on by clicking the Desktop Banking link in the upper left of any of our Web pages.

Warning: You will have 3 tries to enter both your PIN and your Password. On the third incorrect attempt, your PIN and Password will be reset, and you will need to contact us to set them up again. This feature prevents someone from trying to guess your log on information.

Browser Requirements

Desktop Banking requires Internet Explorer 8.0 or higher or a browser compatible with 128-bit encryption such as Mozilla Firefox 3.5 or higher.. You can check the compatibility of your browser with VeriSign’s browser check.

If you need to upgrade your browser, here are links to access the latest versions for downloading:

AOL Users: To obtain the latest version of the AOL software featuring the 128-bit encryption browser, please go to Keyword: 128 browser. Follow the instructions for downloading and installing your new 128-bit browser.

Current rules, regulations, and disclosures relating to the MACU Desktop Banking and Transfer Authorization program are located on this page. You agree to abide by changes or modifications to the rules and regulations as posted on the website from time to time.

Mid American Credit Union is not responsible for late payment fees or other charges resulting from the late application or misapplication of funds transferred or paid to an account or third party payee.

Desktop Banking is provided solely as a convenience to Mid American Credit Union members and we cannot be responsible for any actual, direct or consequential losses or damages, which are or may be related to your participation in the program.


Equal Housing Lender

Federally Insured by NCUA
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Mid American Credit Union - 8404 West Kellogg Drive, Wichita, Kansas 67209 - (316) 722-3921 * Fax (316) 722-0920 - macu@midamerican.coop